Is it always a good idea to hire a personal injury lawyer?

Picture of Kyle E. Wright
Kyle E. Wright
10/11/22 10:46 AM
Tags: Personal Injury

A personal injury lawyer helps people who have been injured by someone else's negligence.

When considering hiring an attorney, it is important to consider your own ability to handle the negotiations. Insurance companies and adjustors may be intimidating, but they do not know everything about what you are experiencing. They also cannot read your mind. You must decide if you are able to negotiate a fair settlement. You should know that you do not have to negotiate alone. A personal injury law firm will be able to help to assist you. 

A personal injury attorney may be able to seek compensation from the insurer for losses not covered by the policy. For example, an insurer might agree to cover a portion of a claim for medical expenses but would refuse to compensate the victim for the loss of income caused by their inability to perform normal activities. An attorney could argue that these intangible losses affect victims' lives on a daily level.

Is it always a good idea to hire a personal injury lawyer?After an incident occurs, you'll want to talk with a personal injury attorney. Their questions are basic though. They might ask questions such as: 

  • What happened when and where the accident took place
  • How the accident occurred
  • whether there was anyone else who witnessed the accident
  • Which injuries were sustained
  • Whether any medical treatments have been sought for the symptoms

Here are some quick examples of common situations where a personal injuries lawyer could be helpful:

  • Slip and fall accidents
  • Car crashes
  • Workplace accidents
  • Products liability cases
  • Medical malpractice
  • Dog bites

After gathering this important data, the personal injury attorney will utilize their knowledge and expertise to give legal advice to you. The advice may help you decide how to seek compensation for the damages incurred due to the accident. If necessary, the attorney may guide you through the insurance claims processing and settlement procedure. If no settlement can be reached, the attorney may represent you during a lawsuit in a court of law, if needed.

Things to consider before hiring an attorney.

What were your injuries?

If you've been involved in an accident resulting in a physical or psychological impairment, then it is appropriate to seek legal advice from a personal attorney. Examples of serious impairments may include:

  • Broken bones
  • Large cuts or lacerations
  • Severe bleeding
  • Concussions or brain damage
  • Spinal cord injuries; and
  • Other bodily harm

But there are some many reasons you may be considered injured in some way... You should hire a personal injury lawyer if the accident resulted in any sort of ailment that required medical care, caused you to miss work, or cost you money in any way.

Have they reached out to you yet?

If you've had an auto collision, you might need to file a car crash report with the police department. Then, if there was any damage to either vehicle involved in the incident, the other driver's insurer may contact you to discuss it.

If an injury victim has been involved in an auto accident, you should be careful when dealing with insurance providers and their representatives. Insurance providers are notorious for minimizing the amount of compensation they pay out to victims of accidents. One common method used by insurers to accomplish this is asking the injured person if they were at fault for causing the accident. How you answer is always scrutinized. A personal injury attorney is best suited for this task. They can help protect your rights and negotiate for maximum compensation.

Are they offering you an unreasonably low amount for your claim or refusing to pay you?

Another method insurers use to minimize the value of claims is by offering low initial settlements.

If you were injured in an auto crash and your car was totaled, your insurance carrier might initially settle for $5,000. However, they might not actually pay out any money at all. They might even deny paying anything to you.

The services of a car accident attorney may be appropriate in these circumstances. An auto accident attorney has knowledge about how insurance claims work. He can tell you if you're entitled to compensation, and he can negotiate with insurance adjusters to get you what you deserve. Additionally, an auto accident attorney can protect your rights against negligent drivers.

Does the insurance company dispute liability?

In many states, if you are involved in a car crash caused by someone else's negligence, your auto insurance policy may cover damages to your vehicle. However, if you were negligent yourself, your own insurance won't pay out. When this happens, you can file a claim against your own auto insurer. You should contact your insurance provider immediately after a car wreck, so they know what to do next.

If you've been involved in a car crash that resulted in injuries, you might want to talk to a personal lawyer about whether they could help you establish who caused the collision and whether there were any ways you could improve your chances of winning compensation from the other driver's insurer.

  • Reading through police or accident report documents
  • Interviewing witnesses
  • Looking at the terms and conditions of an offer
  • Understanding the law of the relevant jurisdictions
  • *Again, a personal injury attorney will guide you through all these steps

These steps can be taken together to help identify who caused the accident and whether they're liable for paying compensation. If these steps indicate that the other party was responsible for causing the accident, then the insurance provider might not be able to dispute their responsibility.

Check out our comprehensive guide to Personal Injury!

Guide me through Personal Injury!

Maybe you have already been in an accident or are just curious about the process. That is okay. We are here to help you. Check out our series on how you should be thorough in reporting after an accident If you have been injured in an accident and have questions, don’t hesitate to reach out to us.




Author: Kyle E. Wright     Published: 10/11/22 10:46 AM     Tags: Personal Injury


Disclaimer:

This website provides general information about Ruck & Wright Law, Ltd, which is not to be construed as legal advice. The content within this site does not establish an attorney/client relationship, and accordingly confidential information should not be submitted without first obtaining specific authorization.