How should you prepare for an accident?

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Kyle E. Wright
5/14/21 9:00 AM
Tags: Personal Injury

As lawyers, we frequently encourage our clients to be proactive NOW to save headaches LATER. As Benjamin Franklin said,

"An ounce of prevention is worth a pound of cure."

This typically comes up in estate planning or a business formation context. Wanting to be responsible adults, we do things like update our wills, or make sure that our assets are protected from our newly formed business by forming an LLC.

How should you prepare for an accident?

Accidents, though, are just random occurrences that we can't prepare for…right? Wrong! Preparing for an accident can easily be done!

The client who sets up an LLC to limit their liability in the event they are sued is doing it just in case they are sued, not because they think they'll be sued. Similarly, the person who creates a Power of Attorney does so just in case they need to use it, not because they plan to. The same preparation should be taken for anyone who drives a car on the road.

If you're wondering what kind of "pre-accident" prep to take, here are a few tips to help your claim in the event you find yourself in a car accident that was not your fault.

The first pre-accident tip is to review, understand, and, if needed, update your insurance policies!

If you check your policies and you find yourself asking, "what do all those numbers on the declaration page even mean?" …or maybe you're not even sure what a declaration page is, then you should also check out our Insurance 101 blog to get a little more insight on what you should be looking for when you review your policies!

Car Accident Prep
Another pre-accident tip is to get a dash camera.

Once only used by police, dash cameras have recently become very inexpensive, and they are straightforward to use. You can find one on Amazon for no more than $50-70 dollars, and most that I see in that price range provide excellent quality. There is nothing more frustrating than being in an accident that wasn't your fault, only to have the at-fault driver tell the police a different story than what actually happened. In cases where there are no witnesses, it can sometimes be difficult for an officer to decide who should receive the citation. If you have a dash camera, it removes all doubt. So, next time you are doing a little online shopping, check out dash cameras! Most are set up to turn on automatically whenever your car starts, so it's an excellent little tool to forget about until you need it.

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We also posted a series of blogs going through the first steps to take after a vehicle accident! The first of that series can be found here!

Author: Kyle E. Wright     Published: 5/14/21 9:00 AM     Tags: Personal Injury


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